A great gift idea for any occasion!

STOCK . . . in one of America's finest companies and enrollment in the DRIP (direct investment plan) of that company.

The gift is always a single share of stock. With this gift the registered owner may send dollar amount investments to his or her DRIP account and acquire additional shares (or fractions of shares) without paying commissions or fees.

*Direct investment plans (also known as dividend reinvestment plans, or DRIPs) enable you to hold a diversified portfolio because you can open an account with as little as a single share of stock. Rather than making lump-sum investments in one or two companies and, generally, at what will prove to be exactly the wrong time, DRIP investors accumulate shares in multiple companies at a variety of price points. (And if they are dollar-cost averaging, they will ALWAYS buy more shares at the lower prices and fewer when the price is high.)